Questions to ask your insurance company:
- Does my policy include a mental health benefit?
- Does my policy cover psychologists or social workers?
- Does my policy provide reimbursement for out-of-network providers?
- What percentage rate do you reimburse?
- Is there a deductible I must pay before you cover such services?
- Is there a limit to the number of sessions?
- Do you require preapproval or preauthorization?
- What information do you need me to submit?
- How frequently and to where should I submit receipts?
- How long does it take for me to be reimbursed after submitting receipts?